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Discussing Why College Students Need Health Insurance

By Maryl Joop


Have you ever seen those heartbreaking documentaries that show you how hard life is in Africa? The reels take you through communities where children live without shoes or shirts, families go days without food, and people suffering from debilitating diseases they can't afford to treat.

Packing for the hurried rush off to the hospital to deliver the baby should be done before hand, and should be done with thoughtful preparation. The last thing that a couple will want to do is rush off to the hospital to deliver their new baby without being prepared.

In addition to helping out the causes to clothe the naked and heal the sick in foreign countries, there are a number of problems here at home that you might be able to do something about as well, if you were made aware of them. Consider the following three "people" that are silently suffering around you and ask yourself if there's anything you can do to help them.

First, finding and getting health insurance after a cancer diagnosis is not easy. Many insurance companies will talk your ear off about how much you need their health insurance for the possibility of a terrible diagnosis like cancer, but few will discuss the issue once you receive the bad news. It is hard for people to get health insurance after cancer. The road is difficult because the insurance companies see the person as a liability as opposed to an asset.

Many new college students receive help from their parents for a short while, but then their parents decide they are ready to live on their own, and they no longer help them financially. In regards to finances, it is extremely important for new college students to be aware of their financial situation so they can keep track of things.

Insurance during maternity leave can be a different beast to tackle beyond one's existing insurance or it can be included, the variations on maternity insurance should be something that every couple expecting a child looks into before the arrival of the child.

For one reason or another though, everything changes and they just stop trying. Although it is by no means the public's responsibility to reach out and help these people, how much better off would your neighbors be if you did just that?

The amount of time the couple chooses to pack ahead of time is up to each couple, but most will typically have a "go bag" prepped and ready to grab sometime during the eighth month of pregnancy.

Third, the community is suffering because of a disinterest in its members. The community used to protect itself from intruders. Neighborhoods would know each child by name and watch out for them. Crime would be squashed before it could start.

People were safe and legislation was given that people wanted because the people were involved. The problem today is that many have become disinterested in what's going on around them, thinking only on the changes at the national level.

Young people may think that they are invincible, but they are actually one of the age groups that is most commonly injured and in need of health insurance. What most young people don't realize is that an uninsured stay in the hospital can cost thousands of dollars.

Couples can avoid this by packing snack foods beforehand to keep daddy satisfied during the long hours at the hospital. Other items deemed necessary, like the little one's homecoming outfit, can be great additions to the hospital bag of an expecting couple, but the important thing is to start these preparations early.




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